1. Definition
Remittance1 Express is an electronic remittance service provided by a bank for customers.
1、 概念
汇款直通车是一种由银行向顾客提供的电子汇款业务。
2. Types of Remittance
According to customers' different requirements for remittance of urgent degrees, Remittance Express provides two kinds of remittance for you to choose, namely, the general remittance and the urgent remittance. They can fully2 satisfy customers' requirements for money transfer.
2、汇款形式
依据顾客对汇款业务需要缓急程度的不同，汇款直通车提供两种汇款方法供你选择，即普通汇款和加急汇款，可以满足顾客资金汇划的各种需要。
3. Handling Procedures
The procedure for Remittance Express is quite simple. You can use an ICBC's deposit passbook3 or the cash to transfer money. If you want to use the passbook, you only have to fill out the specialized4 voucher5 for remittance at nearby ICBC branch. Your own passbook, the receiver's name or his current deposit account number should be provided. The money can be remitted6 after your valid7 identification card （ID card, household registration8 booklet, passport, identification credentials9 for armyman） is presented and handling charge is paid. As for remittance in cash, the remitter10 directly hands over the cash. The rest of the procedure is the same with remittance of the passbook.
3、办理手续
办理汇款直通车手续方便。你可采取工商银行存折汇款或使用现金直接汇款。用工商银行存折汇款，你仅需提供本人存折，收款人名字或在工商银行开立的活期储蓄存折账号，到附近的工商银行正确填写汇款专用凭证，出示有效身份证件（身份证、户口簿、护照、军人证等），缴纳手续费即可汇款。用现金汇款则由汇款人直接缴纳现金，其他与存折汇款手续一模一样。
4. Withdrawal11 of Remittance
The remittee can use the deposit book appointed by the remitter to draw the money in the local ICBC outlet12 appointed by the remitter 24 hours after the general remittance being transacted13. The urgent remittance can be drawn14 with 2 hours. If the money is remitted to the inpidual, the remittee can take his valid ID card to the appointed local ICBC service outlet to draw the money.
4、取款
收款人可在普通汇款汇出24小时内，持汇款人指定汇入的存折到当地汇款人指定的工商银行网点取款。 加急汇款则可在2小时内取款。汇给个人名下的，由收款人持有效身份证件到指定工商银行营业网点办理取款手续。
